Interobserver risk-tolerance agreement between husbands and wives

J. Goetz, John Gilliam, J. Grable

Research output: Contribution to journalArticlepeer-review


The purpose of this research was to test the extent to which variability in husbands’ and wives’ self-assessed financial risk can be attributed to variation in risk tolerance or observer bias resulting from measurement error. Using a sample of 188 well-educated married couples, scores from the Survey of Consumer Finances single risk-assessment item were used to evaluate the following null hypothesis: Husbands and wives do not agree on their level of financial risk tolerance. The hypothesis was tested using a percentage agreement test, a Kappa coefficient test, and a chi-square analysis. Findings led to a rejection of the null hypothesis. That is, couples exhibited general agreement in their assessment of financial risk tolerance, although the level of agreement was rather modest.
Original languageEnglish
Pages (from-to)17-25
JournalJournal of Business and Economic Research
StatePublished - Feb 2011


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